York Funding specializes in senior secured bridge lending, ultra- short transactional lending, cash flow REO properties, and opportunistic deals. It provides short-term funding backed by first liens, full borrower guarantees, and tangible exit strategies. Lending operations are mostly focused on one-to-four family houses, multi-family apartment buildings, and mixed-use properties, commercial properties, and new construction. Risk is mitigated through small loan sizes, low LTVs, strict underwriting, intimate market awareness, and careful ongoing diligence with borrowers. The majority of the firm’s business comes from current clients.